Why Offer Health Insurance?
✔ Attract & Retain Employees
Top candidates expect benefits. Health coverage helps you stand out and keeps your best people from leaving.
✔ Boost Productivity
Healthy employees take fewer sick days and stay more focused on the job.
✔ Build Loyalty
When you invest in your team, they invest back into your business.
Tax Advantages
Small business health insurance comes with powerful tax benefits:
💰 Deductible Premiums
Your business can typically deduct 100% of employee premium costs as a business expense.
💰 Small Business Tax Credits
If you have fewer than 25 employees and meet certain criteria, you may qualify for a federal tax credit covering up to 50% of premium costs.
💰 Payroll Tax Savings
Offering benefits instead of higher wages can reduce payroll taxes for both employer and employees.
Flexible Options for Any Business
There’s no one-size-fits-all plan. We help you compare options like:
• Traditional small group plans
• Level-funded plans (potential savings for healthier groups)
• Contribution-based models
• Multi-carrier comparisons to fit your budget
Our services are free. Contact for a proposal.